Health Care & Health Insurance

Healthcare in the U.S. is expensive; it is therefore imperative (and sometimes required) to have medical insurance for yourself and any dependents with you for the duration of your stay.

Health insurance information and ways of obtaining healthcare can vary depending on the type of plan under which you are covered.

General Information

The company International Student Insurance has put together a video to help teach you how to prepare for arrival in the U.S., how the U.S. healthcare system works and how to seek medical care appropriately if you become sick or injured.

Please visit www.internationalstudentinsurance.com/explained/ for more information.

Students

Students are enrolled in Washington University in St. Louis’ mandatory health insurance plan and receive their healthcare through Student Health Services. For more information, visit the student healthcare & insurance page.

Scholars

Benefits eligible scholars sign up for a WUSTL insurance plan after beginning employment. Non-benefits eligible scholars are responsible for providing their own health insurance. Regardless of the insurance provider, most types of healthcare are provided in the same way. For more information, visit the scholar healthcare &insurance page.

J-1 Exchange Visitor Health Insurance Requirement

J-1 Exchange Visitor Program regulations require that J-1 Exchange Visitors (both student and scholar) and their J-2 dependents carry health insurance meeting specific minimum standards (Code of Federal Regulations – 22 CFR 62.14). Failure to maintain required insurance coverage can result in termination of J status. Exchange visitors who are not eligible for Washington University benefits must obtain minimum insurance coverage before coming to the United States. Because health care expenses in the United States can be costly, coverage in the amounts listed below may not be sufficient to cover all expenses for medical care, and higher levels of coverage may be considered.

Students can find more information on the Maintaining J-1 Student Status page.

Scholars can find more information on the Maintaining J-1 Status page.